Stated Income Mortgage Loans, No Doc Mortgages,Jumbo Mortgages

NJ Stated Income & No Doc Mortgage Loans

Self-Employed, Wage Earner, Primary Residence, 2nd Home

NJ, Stated Income Mortgages, No Income Verification,No Doc, Loans, and Jumbo Loans

General Program Details:
New Jersey Stated Income Mortgages & No Income Verification

Note: If you landed on this page, you may also visit our home page for additional info. The following is a sample of underwriting guidelines for some programs including Stated Income Mortgages, No Income Verification Mortgages, No Doc Mortgage Loans, NINA etc. Please do not rely on this information without discussing the latest updates with your loan officer.
Robert Bornstein, Senior Mortgage Originator Direct Mobile 732-207-8409

Stated Income Mortgage Loans (self employed only):

up to 65% LTV depending on amount financed
Loan amounts up to $3 million
Purchase or Refinance including Cash-out Refinance
Assets/Reserves Required
Competetive Interest Rates
Fixed Rates and Adjustable Rates Available
Primary and 2nd Homes
No Pre-determined Minimum Credit Score (but must have good credit)
Loan scenario must make sense

No Income Verification Mortgage Loans (Self Employed, Wage Earner etc.):

Up to 60% LTV depending on amount financed & Program offered
Purchase or refinance - CASH OUT OK
Minimal reserves required in some programs.
Primary and Vacation / 2nd Homes
Loan scenario must make Sense
Minimum Credit Score is 720

Special Programs for Those Compensated with 1099's

Reduced Documentation possible up to 70% Loan to Value

WE NO LONGER OFFER Total NO DOC OR NINA MORTGAGE LOANS

Commercial Low Doc Loans etc. (seperate requirements)
Commercial Mortgages available for Retail, Mixed Use, Investment Property, Owner Occupied, Multi-family, apartments, office, warehouse, industrial, hotel and hospitality, mini-storage, development, resort properties and much more.
No-recourse loans available.
Higher LTV's available for Full Documentation Loans

Don't Forget, We're Specialists in LOW CREDIT SCORE LOANS (Down to 560)
FHA, FHA Streamline, ARM's, Limited Doc, Adjustable Rate, Interest Only
Commercial, Investment Properties, Construction and more

  Contact Robert Bornstein, Senior Originator NMLS# 228572
for specifics and current guidelines


Call Robert at 732-207-8409 Direct Mobile 7 Days A Week

or E-MAIL rbornstein@ahmcloans.com

visit my General Web site at www.123MortgagePro.com

NMLS # 176743

all loans are subject to program guidelines and qualified borrowers. May be changed or withdrawn at any time without notice. Not all programs are available at all times.

Absolute Home Mortgage Corp. NMLS# 176743

NJ Licensed Lender 9826392

79 Browertown Road, Suite 105 W Paterson, NJ 07424
1-855-888-2462

Please be advised that due to unprecedented market conditions, interest rates and programs are subject to change at a moments notice. While we do our best to anticipate and or explain these changes as they occur, it is simply not possible to predict every change in the market. We sincerely apologize for any inconvenience this may cause, Absolute Home Mortgage Corp. cannot be held liable for unforseen market and interest rate changes. Please contact your Loan Officer frequently for any and all questions.All loans are only for qualified applicants and terms and conditions vary greatly between each program. Nothing herein is meant to be construed as an offer to extend credit. Thank you.